Financial Planning

  • Goal identification
  • Consultation on life changes that may affect your assets
  • Portfolio review (allocation, risk tolerance, objective, tax efficiency, cost, investments)
  • Design of a spending plan and cash flow management
  • Life insurance analysis
  • Education funding for children and grandchildren
  • Retirement planning
  • Executive compensation
  • Employment package analysis
  • Financial organization
  • Recommendations
  • Implementation of recommendations
  • Charitable giving strategies
  • Estate planning review and coordination with legal and tax advisors
  • Incapacity planning

Retirement Strategies

  • Cash flow analysis and spending plan
  • Financial organization
  • Portfolio review and consolidation
  • Income building and withdrawal strategies
  • Social Security planning
  • Long-term care assessment

Legacy Planning

  • Wealth transfer strategies
  • Estate planning review and coordination with legal and tax advisors
  • Account titling review
  • Beneficiary review
  • Insurance review and analysis
  • Family financial management

Investment Management

  • Portfolio evaluation
  • Portfolio diversification
  • Asset allocation per individualized strategy
  • Account rebalancing
  • Money manager selection and ongoing monitoring
  • Quarterly reports and market commentaries
  • Consultation on life changes that affect your assets
  • Fee, internal cost and tax efficiency review
  • Socially Responsible Investment (SRI/ESG) solutions

Business Planning

  • Retirement plan selection
  • Tax planning strategies
  • Succession planning
  • Coordination with attorney, CPA and other professionals (as needed)

Risk Management (Insurance services)

  • Long-term care solutions
  • Business Owner succession planning
  • Advanced estate planning strategies
  • Term insurance
  • Policy reviews

Widow and Divorce Planning

  • Cash flow management and design of spending plan
  • Personalized process in financial organization
  • Educational approach to navigating one’s changing environment
  • Estate planning review and planning